Ripple CTO David Schwartz Crushes $100 XRP Dreams As Price Plunges 12%

Ripple’s (CRYPTO: XRP) Chief Technology Officer David Schwartz has cast doubt on XRP reaching $50 to $100, sparking backlash from holders as the token plunged 12% this week to $1.75.

Schwartz responded to speculation about XRP hitting $50-$100 per token in the next few years with skepticism on X, saying he doesn’t feel comfortable making such predictions despite acknowledging his own price forecasts have been consistently wrong.

He recalled starting to sell XRP at $0.10 because it seemed overvalued at the time, and remembered when Bitcoin hitting $100 appeared impossible.

“I didn’t think it was likely that XRP would ever hit $0.25,” Schwartz wrote, illustrating how his expectations have repeatedly underestimated crypto price movements.

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XRP holders responded angrily, saying Schwartz’s remarks weakened confidence and contradicted beliefs about the token’s long-term potential.

One user questioned whether Ripple’s original vision for XRP had changed, noting they thought the token was designed to reach $10,000.

Another holder with a significant position said they would probably sell if XRP ever reaches $2 again, calling the comments demoralizing for those counting on the investment for financial freedom.

However, some defended Schwartz’s position.

Supporters argued he cannot disclose forward-looking price information, especially as global adoption accelerates and Ripple quietly builds infrastructure across market sectors.

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In a follow-up post, Schwartz argued current prices already reflect what investors genuinely believe about XRP’s future.

His reasoning centers on rational market behavior: “If many rational people believed that there was a 10% chance that XRP hit $100 within a few years, they definitely wouldn’t sell very much today at much less than $10.”

Investors with conviction about $100 XRP would aggressively buy at current levels, pushing prices higher immediately.

The fact that XRP trades well below $10 proves very few people actually believe in triple-digit prices with enough confidence to back it with capital.

Schwartz added that crypto prices remain rational most of the time, with major bull runs typically driven by unpredictable external changes rather than fundamental expectations.

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XRP is down 3% on the day, after catastrophically breaking down from a consolidation range between $1.85-$2.00.

The token plunged well below range support and spiked down to approximately $1.70. When price breaks major support zones with this conviction, it typically signals further downside.

All four EMAs sit well above current price in bearish alignment: 20 EMA at $1.79, 50 EMA at $1.84, 100 EMA at $1.88, and 200 EMA at $1.93.

Critical support sits at $1.70 where the recent spike low occurred.

A sustained break below triggers cascading stops and pushes XRP toward $1.60-$1.65.

For any meaningful recovery, XRP needs to reclaim the $1.85 breakdown level and the broken consolidation range.

Image: Shutterstock

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