After Her Husband’s Illness, a Wife Needs a New Financial Plan

Rosemary Spielmann had hoped to be retired by now. But her husband’s illness and the wrench it threw at their finances have altered that plan.

Mrs. Spielmann, 65 years old, makes $53,400 a year working as an administrative assistant in Arden Hills, Minn., a suburb of St. Paul. She loves her job, though she wishes for more flexibility.

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